Virginia Health Care Foundation

What kind of help is there?  

Virginians without insurance may be eligible for Cardinal Care (Virginia’s free state-sponsored health insurance programs Medicaid or FAMIS), free or low-cost coverage through Virginia’s Insurance Marketplace, or free or reduced cost care from a health safety net organization. Trained professionals are available to help you understand your options, free of charge.

Cardinal Care (Virginia’s Medicaid/FAMIS Programs)
Virginia’s Medicaid and FAMIS programs provide free comprehensive health coverage for children, pregnant women, and adults. There are also Medicaid programs available for individuals with disabilities and seniors. To find our more about Medicaid/FAMIS and who is eligible, go to Cover Virginia. To get help applying for or renewing Medicaid/FAMIS, find a Project Connect Outreach Worker near you. Help can be provided in-person or remotely.

Health Insurance with Financial Help
Virginia operates its own Health Insurance Marketplace!

Open Enrollment to enroll in comprehensive health coverage on Virginia’s Insurance Marketplace starts November 1 each year. Virginians may qualify for a Special Enrollment Period to enroll in the Marketplace at other times of the year. Many Virginians who buy their insurance through the Marketplace can receive financial help with the cost of their monthly premiums, and with the cost of using their insurance (to visit a doctor or pick up a prescription). To get help applying for health insurance through the Marketplace, find a Navigator or Certified Application Counselor at Enroll Virginia.

Free and Reduced Cost Medical Care at a “Health Safety Net Organization”
You may be able to receive free or reduced cost medical care and prescription medicines at your local free clinic or community health center. At some sites, you may be able to obtain dental care or get help with mental health services, too.

Medicare Insurance Counseling
Medicare is a program for adults aged 65 and older, or those who have certain disabilities and/or illnesses. Free Medicare insurance counseling help is available through the Virginia Insurance Counseling and Assistance Program (VICAP) at your local Area Agency on Aging (AAA). To get in touch with a VICAP counselor in your area, contact your local Area Agency on Aging (AAA).

Last Updated on October 10, 2025